Car insurance fraud is rampant in Hong Kong, with criminals using fake websites, phishing emails, and impersonating agents to sell counterfeit car insurance policies. This article teaches you step-by-step how to verify the authenticity of an insurance policy, identify legitimate agents and official channels, protect your rights, and avoid falling victim to scams

With Hong Kong's fuel prices high, how can car owners save on fuel? Master practical driving techniques now, such as steady driving, anticipating road conditions, regular maintenance, and making good use of hybrid driving modes—saving fuel and being environmentally friendly. Learn more fuel-saving tips and easily reduce your expenses!

Learn about parking information and fees for the Hong Kong venues of the 15th National Games 2025, including parking lots in Central Harbourfront, Kai Tak Sports Park, and Hong Kong Coliseum in Hung Hom. We also provide parking suggestions to help you plan your trip easily and avoid traffic congestion

Want to find a suitable insurance plan for your sports car and save money? Learn about the types of sports car insurance in Hong Kong, tips on how to save premiums and the key points of choosing a reliable insurance company to help you get comprehensive protection!

Tesla has announced new price cuts for the Model 3 and Model Y, with the Model Y seeing a reduction of up to 14% and the Model 3 starting at just HK$249,000! Learn about price adjustments, insurance premium changes, and important considerations when buying a car to help you calculate your total cost wisely!

Learn the complete process of claiming traffic accidents in Hong Kong and key tips to avoid claim denial, including preparation of claim documents, precautions and common mistakes, to help you reduce risks and protect yourno-claim discount.

Learn the 6 key points you must know before purchasing Hong Kong car insurance, including full coverage, data declaration risks, deductible design and NCD discount, natural disaster flood protection, and precautions for electric vehicle modification insurance. This will help you avoid common pitfalls and drive with peace of mind!

When lending their cars to friends, many car owners worry about insurance and legal liability in case of an accident. In particular, many people ask, "Is third-party liability insurance based on the car or the person?" This article, based on the latest car insurance market information in 2025, will help everyone quickly understand the insurance coverage and precautions when lending their car, making lending your car more worry-free

In Hong Kong, a bustling city, traffic accidents are frequent. Sometimes, these accidents involve not only vehicle collisions but also damage to government property such as streetlights, guardrails, traffic lights, or road signs. This not only causes additional trouble but can also lead to hefty compensation claims. This article will delve into the amount of compensation for damaging government property, its calculation methods, influencing factors, and how to resolve such cases through legal channels, helping you avoid unnecessary legal disputes and financial losses 

On July 29, 2025, the Hong Kong Observatory issued the first black rainstorm warning this year. Heavy rains exceeding 100 millimeters per hour were recorded in the eastern and southern districts of Hong Kong Island. The rain was violent and concentrated. Some cars in the Wan Tsui parking lot in Chai Wan were flooded to one-third of their tire height. Some motorcycles and vehicles were seriously damaged and may need to be scrapped. In addition to rushing to the scene to rescue the car, many car owners are more concerned about: Will the car insurance cover the damage to the car due to flooding caused by the weather?

Whether you're a novice driver or an experienced car owner, every vehicle must have valid auto insurance to be driven on the road. Many people believe that as long as they have third-party liability insurance or "comprehensive" insurance, they are completely safe. However, every policy specifies the exclusions, and if these are violated, the insurance company has the right to refuse compensation 

To help everyone better understand the true scope of car insurance coverage, we have compiled six of the most common and easily overlooked "out-of-cover" situations in Hong Kong to help you reduce risks and avoid losses due to misunderstandings of the terms 

Vehicle transfer of ownership is a crucial procedure in buying and selling used cars in Hong Kong. Both the buyer and seller must complete the transfer procedures in accordance with the Transport Department's regulations to ensure the transaction is legal and secure. Whether you are buying a used car for the first time or planning to sell your existing vehicle, understanding the transfer process, required documents, fees, and precautions can effectively avoid potential risks and unnecessary delays 

In recent years, traffic congestion in Hong Kong has become severe, especially during peak hours, with chain-reaction accidents (multi-vehicle pileups) occurring frequently. Whether it's insurance claims for collisions on highwaysor minor collisions in the city,the time required to file an insurance claimandthe procedures for claimsoften leave car owners confused.

This article will explain in detailthe steps to handle a double fire accident, how toclaim compensation from the other party's insurance, andhow to ensure that you receive reasonable compensation, so that you can remain calm and quickly resolve the problem in the event of an accident.

A complete guide to classic car insurance, helping you find the best protection for your iconic vehicle! Understand the features of classic car-specific insurance, such as agreed value compensation, lower premiums, and coverage for rare parts, and debunk common myths like high premiums and the sufficiency of general insurance. AWM provides professional advice to help car owners overcome insurance challenges and ensure your vehicle receives the most comprehensive protection!

Want to know which car insurance company is best for 2025? This guide provides a detailed comparison of Hong Kong's top five auto insurance companies, including Allianz, Zurich, and Ping An Insurance, covering the coverage and costs of both basic and comprehensive insurance. It also analyzes seven key factors influencing premiums, including driving experience, vehicle age, and market value. This guide helps car owners choose the most suitable policy based on their needs and budget, ensuring comprehensive protection for their vehicles!

Car insurance and renewal dates are matters that every car owner should pay close attention to. By renewing your insurance on time, you can avoid legal risks and ensure financial protection in the event of a traffic accident. Don't neglect renewal dates; keep your car insurance valid at all times

The risks of careless driving should not be underestimated, especially in Hong Kong with its heavy traffic. Drivers should take appropriate measures to reduce the likelihood of accidents and ensure they have comprehensive car insurance as protection

After a traffic accident, remaining calm and ensuring personal safety are crucial. However, the time required to report the accident to your insurance company is also important. After ensuring your safety, you should immediately contact your insurance company for assistance. Taking the correct steps can expedite the accident claim process

Should you choose comprehensive insurance, which offers more comprehensive coverage and is more expensive, or a lower-priced, three-insurance policy that only covers injury or damage to third parties? This article will analyze the differences between comprehensive and three-insurance policies

What is "three-insurance" or "comprehensive insurance" for cars? Compare the coverage and premium differences between "three-insurance" and "comprehensive insurance" for cars, and choose the right car insurance according to your personal needs and affordability!

AWM teaches you how to purchase car insurance between Hong Kong and mainland China. Hong Kong cars are eligible for mainland insurance. Do you need to purchase mainland insurance if you drive between Hong Kong and mainland China? Browse AWM's detailed guide and compare the car insurance plan that best suits your needs

Triple coverage and full coverage each have different coverage and costs. AWM compares Hong Kong car insurance from Allianz, Zurich, Bolttech, Dah Sing, and Ping An Insurance

Does the full coverage plan not deduct NCD? Can repair costs not exceed this amount? Does "NCD coverage" always have an accompanying clause? The golden rule of full coverage that car owners need to understand before purchasing insurance!

Is your car insurance premium "only going up, never down" every year? Besides the differences in car model and owner background, there are several uncontrollable factors that can cause car insurance premiums to rise! Let's find out what's going on behind the ever-increasing premiums

In this chaotic stage, it is very easy for car owners to "driving the wrong way or taking the wrong step" in a confused manner, which affects the outcome of the insurance claim. Let’s take a look at the 3 questions and answers that car owners often encounter in this situation

If your beloved car is damaged, will you rush to call a familiar garage for "help"? Or will you obediently follow the insurance company's advice and go to your preferred garage for repairs? AWM will break down the pros and cons of both approaches in the car insurance claim process!

Where does the 3% MIB levy on car insurance come from? Can I refuse to pay this extra levy? What exactly is the MIB? Actually, the MIB levy you pay is used to support the compensation due to other traffic accident victims and their families. Learn more now

Whether you pursue the simplicity and quality of the original JDM car or you love the icing on the cake of modifications, becoming a Japanese model car owner in Hong Kong also requires you to go through many difficulties. Why is it so difficult to get insurance under JDM? Is there any way to help JDM with car insurance?

If I bought the "Three Guarantees", when I want to claim compensation from the other party, I need to do it myself! hand! one! foot! Go through the claim process, including understanding the details of the insurance terms, submitting evidence to the police, applying for claim renewal procedures to the insurance company, asking a lawyer to clarify legal points, etc. If you want to know more, check it out now!

Maintaining a car in Hong Kong is expensive, with costs ranging from the car price, maintenance, parking, registration fees, vehicle inspection fees, beef jerky, and bird's nest soup... Understanding different car insurance plans can help you save a considerable amount on essential expenses each year. AWM car insurance experts teach you how to manage your car insurance costs!