Public Liability Insurance

Free Quotation

Why is public liability insurance necessary?

Public liability insurance provides compensation coverage for the legal liabilities that a company must bear in the course of its daily operations or during events, in the event of bodily injury or property damage to a third party caused by an accident.

Any physical business carries the risk of third-party accidents, such as customers slipping, being hit by falling objects, or having their property damaged
A single claim can amount to hundreds of thousands or even more, enough to affect cash flow and the continued operation of a business
Many venue rental contracts, engineering and event collaborations require valid public liability insurance as a condition

Why Do You Need Public Liability Insurance (PLI)?

As a business owner or operator, you have a duty to prevent any accidental damage or injury to third-parties during your operations. However, accidents may still occur despite all preventive measures, and the resulting compensation costs can be substantial.

Public Liability Insurance provides financial protection for your business against claims arising from accidental injury, death, or property damage to third-parties during your operations or events.

When operating in Hong Kong, it is crucial to understand the risks your business may face. AWM can comprehensively meet your protection needs

By understanding your needs, we can provide suitable insurance plans to protect your business, your employees, and yourself

Insurance coverage

Coverage Highlights

Protection for legal liability arising from third-party injury or property damage in your business operations
Legal Liability Coverage
Defending Claims Costs and Expenses
- We will cover all legal costs and expenses to protect your company or you personally from claims.