The devastating fire at Hung Fuk Court in early 2026 served as a stark warning to Hong Kong society. The incident, in which many families lost their homes and life savings in an instant, highlighted the often underestimated risks associated with home insurance. This article will use the Hung Fuk Court fire as a case study to analyze the importance of home insurance and explain how to choose appropriate coverage, helping the public develop a more comprehensive risk management strategy

The Ebola outbreak continues in the Democratic Republic of Congo, which has been designated a high-risk area and issued a red travel alert, posing significant health and travel risks to travelers and directly impacting travel insurance coverage. This article will focus on analyzing the main risks of traveling to high-risk areas, key insurance coverage points, and precautions for purchasing insurance, to help travelers make more prudent travel decisions

In Hong Kong, many families have two working parents who rely heavily on domestic helpers for daily housework and childcare. Providing adequate protection for these domestic helpers has become an essential part of family planning. This article provides a detailed analysis of the statutory labor insurance requirements for domestic helpers in Hong Kong and the coverage of comprehensive domestic helper insurance, helping you understand the differences between various plans and key points for purchasing insurance

In recent years, the world has been turbulent, with frequent outbreaks of war, armed conflict, and political crisis, increasing the risks for travelers. Flight cancellations, airspace closures, hotel shutdowns, and even emergency evacuations are commonplace. This article will analyze the impact of such unforeseen events on travel and explore the coverage of travel insurance and practical coping strategies to help you make more comprehensive travel preparations in an uncertain international environment

The peak of the 2026 winter flu season in Hong Kong is expected to arrive in January and February, and may extend into the period after the Lunar New Year, increasing the risk of imported cases from overseas travelers returning to Hong Kong. This article details preventative measures, including early flu vaccination, travel protection, and strategies for coping with infection. It also analyzes Voluntary Health Insurance (VHIS) and travel insurance during overseas trips to help you effectively reduce medical expenses and ensure healthy travel

It's peak travel season again, and many people will take advantage of the Christmas and New Year holidays to travel with their families. Whether it's a long or short trip, travel insurance is a necessity. So what's the difference between purchasing single-trip or annual travel insurance? 

The Tai Po fire drew widespread attention in Hong Kong and highlighted the challenges and value of the Hong Kong insurance system. This article provides an in-depth analysis of the claims process, life insurance and general insurance arrangements, common misconceptions about resident protection, and industry contingency plans. It explores how insurance can play a supportive and reconstructive role in disaster relief and promote greater transparency and resilience in the Hong Kong insurance market

A devastating fire can destroy a home. How can home insurance alleviate financial pressure, provide technical support, and help you recover as quickly as possible? When choosing home insurance, the key is to "understand what coverage you need, not just look at how cheap the premium is."

Hong Kong has been hit by several strong typhoons this year, including Super Typhoon Ghagasha, with torrential rain and strong winds potentially causing severe damage to homes. With extreme weather occurring frequently, home insurance has become an important tool to protect homeowners and tenants. This article will explore key details to consider when purchasing and using home insurance, helping you prepare and avoid losses

Complete Guide to Applying for Mainland Electronic Temporary Travel Permit in 2025! This guide provides temporary identity verification for Hong Kong and Macau residents who have lost their Home Return Permits in Mainland China. It covers the application process, fees, restrictions, and practical advice to help you smoothly travel by plane, high-speed rail, and register at hotels

This travel guide to medical care during Japan's flu season analyzes key aspects of flu prevention, the healthcare system, and travel insurance. It recommends travelers get vaccinated, carry personal protective equipment, and familiarize themselves with medical resources and emergency contact methods. Purchasing travel insurance can alleviate high medical costs. The article also provides information on the medical treatment process and claims procedures to help you cope with emergencies with peace of mind!

The Lunar New Year is one of the most important traditional festivals for Chinese people, but while celebrating, it's also important to be aware of potential home safety hazards. From electrical overload and fire risks from New Year decorations to kitchen accidents, spring cleaning, and pet safety, every detail can affect your family's safety. Let's take precautions and welcome the New Year with peace of mind!

Theft by rats in airplane cabins is not uncommon during flights. In this article, we will explore the necessity of travel insurance, including independent travel insurance, annual travel insurance, and how to choose the right travel insurance plan so that you can travel with greater peace of mind, whether you're skiing or shopping

As more and more people move to Hong Kong to rent apartments, the importance of home insurance is gradually gaining attention. This article will delve into why home insurance is necessary for those renting in Hong Kong, the main coverage of home insurance, and precautions to take when purchasing it, helping you to fully understand this important protection tool

Home insurance and fire insurance are essential tools for dealing with unexpected losses, but what are the differences between them? Is it necessary to purchase both types of insurance? If you are considering adding home insurance coverage, this article will help you better understand the functions, differences, and combinations of home insurance and fire insurance, making it easier for you to provide comprehensive protection for your property and family 

Imagine a burst water pipe in an upstairs apartment causing damage to your downstairs neighbor's property, or your own window falling and injuring a passerby. Third-party liability insurance will cover these situations, sharing the compensation risk and legal burden, making it easier for you to deal with accidents

A single policy covers your entire year's travel itinerary, eliminating the need to purchase individual travel insurance each time! But which year-round travel insurance is the best? Don't worry, the following analysis will help you choose the right year-round travel insurance

Nowadays, there are all kinds of home insurance, which are no longer limited to protecting against ordinary accidents such as wind and rain, but provide comprehensive protection for your and your family's home property

I planned to travel happily, but I found out that my flight was cancelled, and I lost my hotel money! However, if you have purchased travel insurance and flight cancellation protection, you don’t need to worry too much. If you want to know the details of flight cancellation protection and the procedure for applying for a claim, click to read now

Want to experience the joy of a road trip in Japan but are unfamiliar with local traffic rules and procedures? AWM has compiled important information on car rental in Japan and local traffic regulations for you!

Everyone has a license plate, but not everyone owns a car. Therefore, many people are willing to rent a car by the day to enjoy driving on weekends. But do you know what steps you should take to protect yourself when renting a car for local travel or self-driving tours? Read on for "Basic Car Rental Tips"!