Company medical insurance is not a legal obligation, but rather an employee benefit designed to attract talent.There is no law in Hong Kong that mandates employers to purchase medical insurance for their employees.

Although not legally mandatory, medical insurance remains a key benefit for employees , especially given the high cost of private healthcare in Hong Kong. Furthermore, Hong Kong has a high employee turnover rate, so large companies typically provide medical insurance for their employees, while many startups and SMEs also utilize these benefits to attract talent and retain key personnel. For further information or to design a suitable group medical insurance plan, please consult with AWM's group medical insurance professionals .

Some companies choose to insure only their employees, while others also insure the employees' families (spouse and children, excluding grandparents/parents). Whether or not employees' families are covered depends entirely on the company's budget and human resources policy

We recommend consulting with AWM group medical insurance professionals to learn more before purchasing insurance .

The minimum number of participants for group health insurance is typically 3.

If your company is just starting out, you can choose to purchase individual insurance for each employee. AWM develops group health insurance plans for companies of any size; please contact us for details.

We recommend consulting with a professional advisor before purchasing insurance. For details, you canconsult AWM's group medical insurance expertsfor a quick and prompt response.

We understand the complexity of health insurance, which often leaves startups and SMEs feeling overwhelmed. AWM is dedicated to changing this, providing you with simple and clear protection plans.

As your professional insurance brokers, our consultant team will carefully listen to your needs and compare quotes from over 25 top insurance companies to find the group health insurance plan that best suits your budget and requirements. Whether you speak English, Cantonese, or Mandarin, we can answer your questions promptly, providing impartial and professional advice to help you save time and money.

Furthermore, if your company already has insurance, we offer a free policy review service to analyze whether your current coverage meets your actual needs and help you maximize protection benefits and cost-effectiveness. We are committed to tailoring flexible solutions to your needs, giving you true peace of mind.

We recommend consulting with a professional advisor before purchasing insurance. For more details, pleasecontact AWM's group medical insurance expertsfor a quick and prompt response.