AWM teaches you how to purchase car insurance between Hong Kong and mainland China. Hong Kong cars are eligible for mainland insurance. Do you need to purchase mainland insurance if you drive between Hong Kong and mainland China? Browse AWM's detailed guide and compare the car insurance plan that best suits your needs

Triple coverage and full coverage each have different coverage and costs. AWM compares Hong Kong car insurance from Allianz, Zurich, Bolttech, Dah Sing, and Ping An Insurance

Does the full coverage plan not deduct NCD? Can repair costs not exceed this amount? Does "NCD coverage" always have an accompanying clause? The golden rule of full coverage that car owners need to understand before purchasing insurance!

Is your car insurance premium "only going up, never down" every year? Besides the differences in car model and owner background, there are several uncontrollable factors that can cause car insurance premiums to rise! Let's find out what's going on behind the ever-increasing premiums

In this chaotic stage, it is very easy for car owners to "driving the wrong way or taking the wrong step" in a confused manner, which affects the outcome of the insurance claim. Let’s take a look at the 3 questions and answers that car owners often encounter in this situation

If your beloved car is damaged, will you rush to call a familiar garage for "help"? Or will you obediently follow the insurance company's advice and go to your preferred garage for repairs? AWM will break down the pros and cons of both approaches in the car insurance claim process!

Where does the 3% MIB levy on car insurance come from? Can I refuse to pay this extra levy? What exactly is the MIB? Actually, the MIB levy you pay is used to support the compensation due to other traffic accident victims and their families. Learn more now

Whether you pursue the simplicity and quality of the original JDM car or you love the icing on the cake of modifications, becoming a Japanese model car owner in Hong Kong also requires you to go through many difficulties. Why is it so difficult to get insurance under JDM? Is there any way to help JDM with car insurance?

If I bought the "Three Guarantees", when I want to claim compensation from the other party, I need to do it myself! hand! one! foot! Go through the claim process, including understanding the details of the insurance terms, submitting evidence to the police, applying for claim renewal procedures to the insurance company, asking a lawyer to clarify legal points, etc. If you want to know more, check it out now!

Maintaining a car in Hong Kong is expensive, with costs ranging from the car price, maintenance, parking, registration fees, vehicle inspection fees, beef jerky, and bird's nest soup... Understanding different car insurance plans can help you save a considerable amount on essential expenses each year. AWM car insurance experts teach you how to manage your car insurance costs!

Why are Tesla electric vehicle insurance premiums so expensive? What are the differences between full coverage and three-tier coverage for electric vehicles and regular hybrid vehicle insurance? How can electric vehicle insurance premiums be reduced? AWM provides a detailed breakdown and analysis!

If you don't have a license plate but want to buy a car as a gift or hire a driver, how do you claim car insurance? Can someone without a driver's license buy a car and claim car insurance? Here's a breakdown

With approximately 700 to 800 new vehicles registered in Hong Kong each month, the increasing number of cars on the road may also increase the likelihood of traffic accidents. Whether you are an experienced driver or a novice, do you know who is at fault in the event of a three-car pileup?

The non-stop toll payment system will be implemented at the end of 2022, and will begin collecting "electronic contact information" and accepting "vehicle sticker" applications from November 1, 2021. What are the differences between the new system and "Autotoll"? What are the application procedures? Let's find out!

After obtaining their driver's license, most people want to immediately buy their dream car and enjoy driving on the highway. Becoming a new car owner is certainly exciting, but remember to be fully prepared before driving your first car – purchase appropriate car insurance

When purchasing car insurance, driving experience is one of the main factors determining the premium. How is driving experience calculated? Is overseas driving experience included? Below is a simple explanation of the calculation method

As July arrives, the typhoon season is just around the corner. For car owners who have purchased car insurance, can they claim compensation from their insurance company for repair expenses caused by a typhoon? What are the procedures for handling such claims? Here is a detailed explanation

Does gender affect insurance premiums? Driving experience is paramount! Regardless of gender, a poor driving attitude can make someone a road hazard. Among the many factors influencing insurance premiums, the driver's age and driving experience are arguably the most decisive. Secondly, the driver's accident record is also very important, and the price and model of the insured vehicle will also affect the premium

Car owners who follow our blog are likely familiar with the "No Claims Discount" (NCD). NCD is one of the most typical car insurance discounts. If a policyholder has not made any car insurance claims during a specific period in the past, the insurance company will provide a corresponding discount on the premium

For novice drivers to enjoy driving on the road, besides car insurance, don't forget your vehicle registration certificate, also known as your "driving license"! Previously, due to the pandemic, civil servants began working from home, and the Licensing Office, which handles vehicle registration renewals, also suspended its immediate renewal service, causing many car owners to have expired registration certificates and be unjustly "suspended." This article explains the vehicle registration renewal procedure to prevent car owners from unnecessarily breaking the law!