How do I claim car insurance if I buy a car without a license plate?

If you don't have a license plate but want to buy a car as a gift, how do you get car insurance? Generally, we take a driving test before buying a car, but can someone without a driver's license buy a car and get car insurance?

You can buy a car and get car insurance even without a license plate!

Hong Kong law does not stipulate that you need a license plate to buy a car, nor does it stipulate that you need a license plate to purchase car insurance. In some cases, it is very common to purchase car insurance without a license plate: for example, buying a car as a gift for relatives or friends, wanting to buy a car without a license plate, hiring a driver to drive the car, or registering a car in a company name for employees to drive

It is reasonable and justifiable to include registered drivers in insurance

The procedure for issuing car insurance without a license plate is also not complicated. Simply add the driver who will use the insured vehicle to the policy as the registered driver when purchasing the insurance. Their coverage will then be the same as yours as the policyholder. However, it should be noted that the registered driver must be over 25 years old and have more than two years of driving experience

When buying a car insurance policy, it's advisable to compare prices from at least three different companies

Premiums and policies vary among insurance companies. Whether you are a private car owner or a company vehicle owner, you should compare prices from several companies or consult a professional financial advisor. Worried about hard selling or misunderstandings of policy terms? AWM has compiledcar insurance quotes, with live customer service to assist with questions and provide quotes. Car owners can choose the most suitable car insurance plan based on their needs, providing comprehensive protection for you and your vehicle.